International health insurance comparator: average prices by destination
Compare real first-euro international health insurance rates for Bali, Thailand, Singapore and Vietnam by age (25-35), pack (Basic / Complete) and insurer.
Moving to Bali, Bangkok or Singapore and looking for an international health insurance comparator that finally gives concrete price levels? This page compares, for a 25 to 35 profile on a long stay, the average prices observed across our partner insurers - first-euro cover, by age and level of cover.
Aitona is a licensed insurance broker (ORIAS no. 25003738) comparing 30+ offers and preparing a free personalized study.
Basic or Complete: what does each pack cover?
- Basic - the essentials: hospitalisation, emergencies and repatriation, first-euro. Big-risk cover on a controlled budget.
- Complete - broad cover: hospitalisation + repatriation + routine care (consultations, pharmacy, tests), higher limits. Optical and dental usually optional.
Real rates by destination (€/month, first-euro)
| Age | Plan | Average price observed |
|---|---|---|
| 25 yrs | Basic | 70 €/month |
| 30 yrs | 80 €/month | |
| 35 yrs | 95 €/month | |
| 25 yrs | Comprehensive | 135 €/month |
| 30 yrs | 160 €/month | |
| 35 yrs | 180 €/month |
| Age | Plan | Average price observed |
|---|---|---|
| 25 yrs | Basic | 85 €/month |
| 30 yrs | 100 €/month | |
| 35 yrs | 115 €/month | |
| 25 yrs | Comprehensive | 165 €/month |
| 30 yrs | 190 €/month | |
| 35 yrs | 215 €/month |
| Age | Plan | Average price observed |
|---|---|---|
| 25 yrs | Basic | 140 €/month |
| 30 yrs | 160 €/month | |
| 35 yrs | 185 €/month | |
| 25 yrs | Comprehensive | 290 €/month |
| 30 yrs | 345 €/month | |
| 35 yrs | 390 €/month |
| Age | Plan | Average price observed |
|---|---|---|
| 25 yrs | Basic | 65 €/month |
| 30 yrs | 75 €/month | |
| 35 yrs | 85 €/month | |
| 25 yrs | Comprehensive | 130 €/month |
| 30 yrs | 155 €/month | |
| 35 yrs | 170 €/month |
What drives the price
- Age - premiums rise steadily (about +15 to +20% from 25 to 35).
- Destination - the geographic zone is decisive: expensive-care countries (Singapore, USA) push rates up.
- Level of cover - moving from Basic to Complete often doubles the premium.
- Insurer - at similar cover, the gap between cheapest and priciest often exceeds 2-3x.
Frequently asked questions
What is the cheapest international health insurance?
There is no single answer: the ranking shifts with destination, age and level of cover. For a given profile, the gap between the cheapest and the most expensive quote averages a factor of 2.1 and reaches 2.6. That is exactly why a side-by-side quote on your own criteria is the only way to decide.
Basic or Complete?
Basic to be covered mainly for hospitalisation and serious accidents on a tight budget. Complete to also get routine care (consultations, pharmacy) reimbursed.
Are these prices guaranteed?
They are up-to-date indicative rates. The firm price is on your quote, based on your exact age, destination and options.
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