Ressources/International health insurance comparator: real prices by insurer (Southeast Asia)
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International health insurance comparator: real prices by insurer (Southeast Asia)

Compare real first-euro international health insurance rates for Bali, Thailand, Singapore and Vietnam by age (25-35), pack (Basic / Complete) and insurer.

ByVictor Vincent· Fondateur et directeur général
6 septembre 2026 4 min

Moving to Bali, Bangkok or Singapore and looking for an international health insurance comparator that finally shows real prices? This page compares, for a 25 to 35 profile on a long stay, the actual rates of our partner insurers - first-euro cover, by age and level of cover.

Aitona is a licensed insurance broker (ORIAS no. 25003738) comparing 30+ offers and preparing a free personalized study.

Basic or Complete: what does each pack cover?

  • Basic - the essentials: hospitalisation, emergencies and repatriation, first-euro. Big-risk cover on a controlled budget.
  • Complete - broad cover: hospitalisation + repatriation + routine care (consultations, pharmacy, tests), higher limits. Optical and dental usually optional.

Real rates by destination (€/month, first-euro)

Method. Prices from our rating engine (insurers' official grids), first-euro cover over a full year, in euros per month. Indicative rates; the firm price is on the quote and the insurer's terms prevail. Cheapest per row in bold.
Indonesia (Bali)full year · first-euro cover · €/month
ÂgePackACSAssurtravelApril InternationalFoyerHenner
25 ansBasic48 €51 €59 €65 €126 €
30 ans58 €64 €67 €71 €146 €
35 ans69 €74 €76 €75 €169 €
25 ansComplet97 €108 €132 €159 €186 €
30 ans116 €131 €155 €178 €215 €
35 ans139 €145 €179 €185 €250 €
Thailandfull year · first-euro cover · €/month
ÂgePackACSAssurtravelApril InternationalFoyerHenner
25 ansBasic51 €51 €133 €75 €126 €
30 ans61 €64 €156 €83 €146 €
35 ans72 €74 €180 €88 €169 €
25 ansComplet102 €108 €231 €195 €186 €
30 ans122 €131 €274 €214 €215 €
35 ans146 €145 €318 €225 €250 €
Singaporefull year · first-euro cover · €/month
ÂgePackACSAssurtravelApril InternationalFoyerHenner
25 ansBasic179 €110 €98 €110 €193 €
30 ans214 €131 €114 €123 €223 €
35 ans256 €145 €131 €129 €258 €
25 ansComplet360 €222 €315 €276 €285 €
30 ans431 €273 €374 €308 €330 €
35 ans514 €299 €435 €321 €382 €
Vietnamfull year · first-euro cover · €/month
ÂgePackACSAssurtravelApril InternationalFoyerHenner
25 ansBasic44 €51 €59 €65 €95 €
30 ans53 €64 €67 €71 €110 €
35 ans63 €74 €76 €75 €127 €
25 ansComplet89 €108 €132 €159 €168 €
30 ans106 €131 €155 €178 €194 €
35 ans127 €145 €179 €185 €225 €

What drives the price

  • Age - premiums rise steadily (about +15 to +20% from 25 to 35).
  • Destination - the geographic zone is decisive: expensive-care countries (Singapore, USA) push rates up.
  • Level of cover - moving from Basic to Complete often doubles the premium.
  • Insurer - at similar cover, the gap between cheapest and priciest often exceeds 2-3x.

Frequently asked questions

What is the cheapest international health insurance?

For Southeast Asia and a 25-35 profile, ACS and Assurtravel are often the most competitive on Basic; in Singapore, April International and Foyer become attractive again. The cheapest option always depends on your cover.

Basic or Complete?

Basic to be covered mainly for hospitalisation and serious accidents on a tight budget. Complete to also get routine care (consultations, pharmacy) reimbursed.

Are these prices guaranteed?

They are up-to-date indicative rates. The firm price is on your quote, based on your exact age, destination and options.

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